Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting
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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho January 27, 2023

VA Loans: Are They Assumable?

Members of the military, their family members, and veterans have access to a unique mortgage option called a VA loan. This can be a strong option because it provides borrowers with an opportunity to purchase a house for less than 20 percent down. While not everyone is eligible for a VA loan, there are a lot of people who are wondering, are VA loans assumable? There are a few key points to keep in mind. What Is An Assumable Loan? An assumable loan means that the buyer is essentially going to take … [Read more...]

Filed Under: Real Estate Tagged With: Assumable, Real Estate, VA Loans

Bob Ramalho January 26, 2023

The Cost Of Building A House

Are you in the market for a new house? If so, you might be thinking about building your own house. It can be exciting to go through the process of building a house, as you will be in control of just about everything. On the other hand, how much is it going to cost you to build a house? You need to make sure you have an estimate before you decide to move forward with your project.  What Is The Actual Cost Of Building A House? First, it is important to go through the actual itemized list line … [Read more...]

Filed Under: Real Estate Tagged With: Construction, New Home, Real Estate

Bob Ramalho January 25, 2023

Curious About Homeowners’ Association (HOA) Fees? Here’s What You Need to Know

If you are thinking of buying a condominium or a home that is part of a planned community, you have likely come across the term "homeowners' association" or HOA. In short, the HOA is a coalition of local homeowners who have banded together to manage the needs of the local community. Let's explore the concept of the homeowners' association, why they charge fees and what you can expect from your HOA if you buy a home that is part of one. HOA Fees Are Meant To Make Things Easier HOA fees are meant … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

Bob Ramalho January 24, 2023

Should You Sell Or Rent Your Primary Residence

Are you interested in purchasing a rental property? Instead of buying a new one, you might want to convert your primary residence into a rental property, particularly if you plan on moving in the near future. At the same time, you might think it is better to sell the property and take the cash instead. Which option is best for you? Potential Issues Converting Your Primary Residence To A Rental Property If you want to convert your primary residence into a rental property, there are a few … [Read more...]

Filed Under: Real Estate Tagged With: Investment, Primary Residence, Real Estate

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Bob

Bob Ramalho


REALTOR ®
Cell: 603-440-3697
Office: 800-392-2377
Email: bob.ramalho@verani.com
NH License #067453
MA License #9550545

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Verani Realty: (800) 392-2377

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Recent Articles

  • VA Loans: Are They Assumable?
  • The Cost Of Building A House
  • Curious About Homeowners’ Association (HOA) Fees? Here’s What You Need to Know
  • Should You Sell Or Rent Your Primary Residence
  • What’s Ahead For Mortgage Rates This Week – January 23, 2023
  • House Poor: What It Means And How To Avoid It
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